A motor vehicle accident could lead to serious injuries while on the job, which is compensable through a worker’s compensation benefit. In a study made, though car accidents actually account for only a small proportion of the overall worker’s compensation claims, they are still found to be responsible for some of the injuries while on the job.
Based on how severe the car accident injury is, it is really important to recover on a full compensation that you really deserve if in case you are injured or when you have lost a family member on work-related car accidents. If in case you have been injured in a car accident while you are at work, you are compensable for a worker’s compensation compared to those who are not which are not compensable for a workers comp claim. If you however will encounter a car accident at the time of employment, you actually will be compensable for a worker’s compensation.
For those that have work duties which are almost exclusive for the operation of motor vehicles, it may actually not be difficult in defining a car accident will fall on the scope of employment. But, there are many car accidents which happen among employees who only drive occasionally in work capacity and such cases in fact are usually more complicated.
When a car accident occurred while the employee is making deliveries because of their job, they need to be covered on the worker’s compensation.
There are actually some important things which you need to be aware of. Injuries that arise from traffic accidents which occur because of commuting, traveling to the workplace to home or vice versa is not compensable with the worker’s compensation. If an employee is however running errands for their employer but deviates from the errand just to attend personal matters and encountered a car accident, a worker’s compensation benefit may not be available. For one to qualify for a worker’s compensation benefit, the injured party should be able to meet the other requirements like the case of classifying the employee than being an independent contractor.
The best possible way for you to know if a car accident that happened is within the scope of employment would be in asking the opinion from a worker’s compensation attorney. The attorney can actually help to analyze your case and also helps ensure that you are going to recover the full amount of which you are entitled when you are eligible for the worker’s compensation benefit. If you are ever injured in a car accident that’s work related or you lost a loved one from it, consider getting a car accident lawyer.